ANALISIS RESTRUKTURISASI PEMBIAYAAN PERBANKAN SYARIAH DIMASA COVID-19 TAHUN 2020

Abstract

The COVID-19 outbreak that originated in Wuhan
has been declared a pandemic, not only affecting the health sector
but also affecting other sectors that affect it. One of them is in the
banking business, as a result, many customers feel that their
business is not running smoothly. The result is congestion in
banking activities. Thus, the government has provided a stimulus to
customers through the POJK to provide relief in the financing,
including sharia banking financing. This research is of course
included in the normative juridical research method with
qualitative research types, as the main ingredient of course referring
to POJK Number 11/POJK.03/2020 concerning National Economic
Stimulus. Then added with secondary materials in the form of the
Civil Code and PERMA. steps and strategies to save financing as
an effort by sharia banks to improve the financing position and
financial condition of customers by re-positioning the financing
through contract renegotiation and refinancing in financing
contracts