DETERMINAN VARIABEL INFLASI DAN NILAI TUKAR TEHADAP PEMBIAYAAN PERBANKAN SYARIAH DENGAN PERTUMBUHANEKONOMI SEBAGAI VARIABEL MODERATING

Abstract

The purpose of this study is to analyze the determination of
inflation and exchange rates on the financing of Islamic banking with
economic growth as a moderating variable. This study uses secondary
data taken entirely from official sources in monthly form starting from
January 2010 to December 2017. Data sources for Non Performing
Financing (NPF), Third Party Funds (TPF) and financing are obtained
from Bank Indonesia Sharia Banking Statistics ( SPS-BI) and Statistics
on Islamic Banking of the Financial Services Authority (SPBS / OJK).
Sources of inflation data and exchange rates are obtained from BI's
official website (www.bi.go.id), and the Industrial Production index
(IPI) data source as a proxy for economic condition data accessed from
the official BPS website (www.bps.go.id) . The results of the study
found that inflation had a positive but not significant effect on
financing channeled by Islamic banking, the rupiah exchange rate had a
negative and significant influence on the financing of Islamic banking.
Economic growth is not able to moderate the relationship between
inflation and financing of Islamic banking, economic growth is able to
moderate the relationship between exchange rates on Islamic banking
financing.